Mortgage and Finance

Your Tax Refund Is The Key To Homeownership!

Your Tax Refund Is The Key To Homeownership!

According to data released by the Internal Revenue Service (IRS), Americans can expect an estimated average refund of $3,143 this year when filing their taxes. This is down slightly… Read more ⇢
Interest Rates Hit New 12 Month Low!

Interest Rates Hit New 12 Month Low!

Low Rates According to Freddie Mac’s Primary Mortgage Market Survey, interest rates for a 30-year fixed rate mortgage are currently at their lowest… Read more ⇢
Choose Keller Mortgage and Save Thousands!!!

Choose Keller Mortgage and Save Thousands!!!

Introducing Keller Mortgage …an incredible opportunity for our clients to SAVE THOUSANDS!!!  www.kellermortgage.com 4 SIMPLE STEPS TO YOUR ZEROPLUS LOAN… Read more ⇢
North Georgia Market Report June 2016

North Georgia Market Report June 2016

June makes 6 months into 2016 which has just flown by!  Summertime heat is here in the mountains of Northeast Georgia and everyone is making plans to enjoy the beauty of… Read more ⇢
First Time Home Owners?

First Time Home Owners?

One of our greatest joys as real estate professionals here in North Georgia is handing over the keys of ownership to a first-time home buyer. As experienced Realtors, we understand that… Read more ⇢
Keeping It In Balance: Knowing Your Credit-to-Debt Ratio

Keeping It In Balance: Knowing Your Credit-to-Debt Ratio

Many potential new home buyers whether buying in North Georgia or elsewhere, find themselves unable to secure a loan, confined to a smaller home or at least to a… Read more ⇢
School for Homebuyers?

School for Homebuyers?

Now that the kids have gone back to school, vacations are over and the weather is starting to turn, it’s time to get serious about hunting for a house. Read more ⇢
New FHA Leeway For Approvals

New FHA Leeway For Approvals

Having a low FICO score usually means there is no way for you to quality for a FHA mortgage, but changes to the underwriting process August 2015 means that… Read more ⇢
Buying a House in Fall? Here’s Some House Hunting Tips

Buying a House in Fall? Here’s Some House Hunting Tips

While most homes in the US are bought during the spring and summer months, many here in North Georgia are bought during our colorful Fall season as… Read more ⇢
Hack Your Downpayment

Hack Your Downpayment

The biggest hindrance to home-ownership for most people trying to buy a home is the dreaded downpayment. In fact, many believe that between living expenses, kids and if debt in general, they’ll… Read more ⇢
3-Digits to Buying A Home!

3-Digits to Buying A Home!

If you’re thinking about buying a home here in North Georgia, obviously there are three-digits that are very important – your credit score. Yes, tis true that the interest rate… Read more ⇢
It’s Tax Time! Don’t Miss These Home Tax Deductions!

It’s Tax Time! Don’t Miss These Home Tax Deductions!

I don’t know anyone who “enjoys” tax time!  Even the Accountants are stressed-out trying to make the deadlines and filing extensions, etc. So here are some helpful tips we thought may… Read more ⇢
Starting with Zillow’s Zestimates May Not Get You Far

Starting with Zillow’s Zestimates May Not Get You Far

It’s The Mountain Life Team’s duty to our relationships to be upfront about current real estate topics that can affect our buyers and sellers.  A very hot topic… Read more ⇢
When To Get Pre-Approval for a Mortgage

When To Get Pre-Approval for a Mortgage

If you’re even considering purchasing a home in North Georgia in the next year, the time to start the pre-approval process is now. Why so early? Here’s some advice to get… Read more ⇢

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