Mortgage and Finance

Your Tax Refund Is The Key To Homeownership! ...

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According to data released by the Internal Revenue Service (IRS), Americans can expect an estimated average refund of $3,143 this year when filing their taxes. This is down slightly from the average refund of $3,436 last year. Tax refunds are often thought of as ‘extra money’ that can be used toward larger goals. For anyone looking to buy a home in […]

Interest Rates Hit New 12 Month Low! ...

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According to Freddie Mac’s Primary Mortgage Market Survey, interest rates for a 30-year fixed rate mortgage are currently at their lowest for 2019. Rates like these haven’t been seen since February 2018! Last week’s survey results reported an interest rate of 4.35%. This is a welcome change from the near 5% rates seen in mid-November. At 4.32%, […]

Choose Keller Mortgage and Save Thousands!!! ...

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Introducing Keller Mortgage …an incredible opportunity for our clients to SAVE THOUSANDS!!!  www.kellermortgage.com 4 SIMPLE STEPS TO YOUR ZEROPLUS LOAN  Contact your KW agent – that would be one of The Mountain Life Team agents – Don’t have one? CHOOSE AN AGENT HERE!  Your agent shares their KW App Click the Keller Mortgage button Complete […]

North Georgia Market Report June 2016 ...

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June makes 6 months into 2016 which has just flown by!  Summertime heat is here in the mountains of Northeast Georgia and everyone is making plans to enjoy the beauty of the Appalachian mountains & all the lakes, rivers, streams to cool down.  Just as last month’s predictions indicated, we are still looking up for […]

First Time Home Owners? ...

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One of our greatest joys as real estate professionals here in North Georgia is handing over the keys of ownership to a first-time home buyer. As experienced Realtors, we understand that preparation is important to avoid missteps with that first home purchase. We’re here to help with navigating the waters of those potential missteps, like […]

Keeping It In Balance: Knowing Your Credit-to-Debt Ratio ...

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Many potential new home buyers whether buying in North Georgia or elsewhere, find themselves unable to secure a loan, confined to a smaller home or at least to a smaller loan because they don’t understand the ins and outs of their credit score. First of all, your FICO (Fair Isaac Corporation) credit score does not […]